How to Save On Medical Bills

In a recent study, CIGNA reported that cost is the #1 reason why people don’t go to the doctor or take care of their medical needs. In fact, 42% of those surveyed said they worried that they wouldn’t be able to pay for their kid’s college tuition because of high health care costs.
We’ve heard that if you don’t go to college, you won’t get a high paying job and if you don’t get a high paying job you’ll be forced to steal toys from the toy store for your children and if you steal toys from the toy store you’ll get tazed by a security officer and if you get tazed by a security office you’ll have a permanent tick where your left eye winks and if you have a tick where you left eye winks then truckers will think you’re hitting on them. Don’t let truckers think you’re hitting on them. So, Little Bobby needs to go to college. We at SaveOnMedical want to help you save on medical expenses so you have room in your budget for the things you need.

How does one save on medical bills then when one finds out they need an expensive medical procedure?
 
Step 1: Ask your doctor if he or she knows of any care providers who offer discounts if you pay out-of-pocket up-front.
Step 2: Find out how much you’d be responsible for paying if you filed through your insurance.
Step 3: Find out the self-pay rate for the procedure and compare that to the price you’d pay with insurance. (Fun fact: this capability will be available to patients using SaveOnMedical in 2015!)
Step 4: Be sure to compare costs at private practices (non-hospital owned) versus providers with ties to a hospital system.
Step 5: Don’t be afraid to ask questions about additional fees ahead of time so you’ll be aware of the full cost up front.