5 Ways Having Health Insurance Can Help Improve Your Health & Lower Healthcare Costs

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It’s no secret that sick patients could need some form of costly medical care at some point in time. In cases like this, having health insurance plays a big role in how easily and quickly an individual can get back to optimal health. However, health insurance offers a wide range of other benefits that may be easily overlooked from more streamlined access to important care to motivation to get to the gym. Take a look into these 5 ways your health insurance can help you be the healthiest version of yourself.


1. Getting Critical Care Becomes More Affordable
Doctor visits, medical procedures, and prescription medications are three key pillars of a comprehensive health care plan. Simply put: health insurance strives to make these items more affordable, and thus more attainable. Of course, the types of savings you’ll reap and the payment models you’ll follow will depend on the type of insurance plan you have. To learn more about your options and what they mean, speak with an experienced health insurance agent.


2. Preventive Care Means Less Illness
Those who don’t have insurance will often take the “reactive” approach to their health, which is to go to the doctor only when they’re sick. While this is better than not receiving care at all, it doesn’t do much in the way of preventing illnesses while they’re in the initial stages. This is a wonderful benefit of health insurance: checkups are more affordable, and it’s thus more encouraging to stay on top of your health before anything goes wrong.


3. Health Insurance Helps with Family Planning
Looking to start a family? A plethora of health insurance plans have special features and benefits that care for mothers during pregnancy, delivery, and after your new bundle of love has officially joined the family. Look for health insurance plans that include pregnancy, maternity, and newborn care. Many plans even include breastfeeding benefits. If you don’t have insurance yet though, you can still compare out-of-pocket costs for medical procedures to save money on medical bills.


4. Some Insurance Policies Cover Gym Memberships
No more excuses! If you’ve been looking to join a gym, but have been deterred by the cost, we can’t necessarily blame you. However, a number of health insurance policies offer coverage for your gym membership. When people are taking an active part in their health, everyone benefits.


5. Health Insurance Gives You Peace of Mind
Did you know that stress can have an enormously negative impact on your health? It can cause dangerous conditions like high blood pressure, obesity, and diabetes, in addition to more chronic issues like sleep problems, anxiety, irritability, and depression. As we all know, it can be stressful when you’re worried about your health – it’s a vicious cycle! When you have peace of mind in knowing that you’re taken care of in case of emergencies, your day-to-day health improves in return.


If you don’t have health insurance, take a look at your options and see how it can help you become your healthiest self. Uninsured? Find low cost medical procedures online with Save On Medical. Doing your research to find a discount MRI or low cost CT scan can help you save on healthcare costs.

Guest Post: Amanda Collier, Murray Insurance –  murrayins.net